Employee BenefitsInsurance Who is the buyer? Employee healthcare plans are expensive. In fact the average annual premiums for employer-sponsored health insurance for 2021 are $7,739 for…Erik WalterOctober 10, 2022
InsurancePersonal Insurance Sage Advice: Protecting your pet. Protecting YOU. The past few years have been rough for most of us. From the huge changes and tragedy of the pandemic…Jen BuchSeptember 5, 2022
Insurance We don’t like insurance either . . . Insurance is never a popular or exciting topic of conversation. Honestly, most people are bored to tears by it and…Heather GroffJuly 18, 2022
Employee BenefitsInsurance Employee Healthcare Plans: Stop being tactical. Be strategic. Insurance, especially employee healthcare insurance is expensive. It’s natural and smart to want to save money. But, chasing short-term savings…Brad ForneyMay 23, 2022
Employee BenefitsInsurance High-Performance Health Plans Explained Year after year you move your health plan benefits from one carrier to another—only to find yourself ready to recycle…Tina WiltApril 25, 2022
Employee BenefitsInsurance PBM Carve Out—Why It’s So Important Escalating drug prices are one of the leading causes of out-of-control healthcare costs. Today, it is possible for a $1M…Tina WiltSeptember 22, 2021
Employee BenefitsInsurance An Rx Playbook—Cheaper Drugs Same Quality Why does Humira cost over 5x more in the U.S. than it does in other developed countries? Industry experts cite…Tina WiltAugust 25, 2021
Employee BenefitsInsurance Direct Primary Care (DPC)—Optimize Care and Cost Direct Primary Care, or DPC, is a “not so new” way of receiving excellent primary care. In the era of…Tina WiltAugust 18, 2021
Employee BenefitsInsurance Carrier ASO—May Not Go Far Enough Hands down, self-funding is the most efficient financing mechanism for funding employee healthcare benefits. Compared to fully insured plans, a…Tina WiltAugust 4, 2021
Insurance A vacancy can ruin you! IT'S NOT AN UNUSUAL SCENARIO. You own a commercial rental property, with a long-term tenant. Maybe it’s a retail store,…Trent HessJuly 7, 2021