Risk exists, no matter what we do. It can threaten our livelihood, possessions, well-being, even the people we love the most. Insurance exists to make sure we can recover when that inevitable risk causes harm. Truth is, nobody likes paying for insurance—even us! But everyone has to (even us!).
The question is—Is the coverage you’re paying for now protecting you and your family from the risks you’re facing? What about when those risks change? Do you even know what those risks are? Is that coverage too expensive? Are you paying for coverage you don’t need? It’s a lot to sort through.
Our PATH process is designed to ensure you are covered adequately and affordably with coverage specific to your unique needs.
When an unexpected disaster strikes your home, the last news you expect to hear is that you aren’t fully covered. Unfortunately, this happens quite often. From utility lines to rebuilding costs, our holistic approach ensures your unique protection needs are met—so there are no surprises later.
Outside of homes, cars are frequently our most valuable possessions—they’re also constantly exposed to risks and losses totally out of our control, including lawsuits. Proper coverage for your vehicle ensures that when accidents happen you’re protected rather than surprised.
From family vacations to weekend adventures, an RV often contains a lot of the things—and the people—we love. With the added risk of other drivers, events beyond your control can be costly for you and those you hold dearest. We’ll work with you to ensure RV use and ownership can be as safe as it is rewarding.
Rental Property Insurance
Renting your properties to tenants can expose you to a multitude of risks that quickly turn a profitable and rewarding adventure into financial ruin. You can’t count on your tenants’ renters insurance to protect you—the owner. We ensure that your full profile of risk is covered so that being a landlord can continue to be financially rewarding.
Everyone has unique risks. Basic homeowners and auto insurance can feel like great coverage until a major life event exposes expensive gaps you weren’t prepared for. Umbrella insurance protects your financial future by providing coverage beyond your initial policies, ensuring you’re protected.