Every person is different. We protect what’s important to YOU. 
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Risk exists, no matter what we do. It can threaten our livelihood, possessions, well-being, even the people we love the most. Insurance exists to make sure we can recover when that inevitable risk causes harm. Truth is, nobody likes paying for insurance—even us! But everyone has to (even us!). 

The question is—Is the coverage you’re paying for now protecting you and your family from the risks you’re facing? What about when those risks change? Do you even know what those risks are? Is that coverage too expensive? Are you paying for coverage you don’t need? It’s a lot to sort through. 

Our PATH process is designed to ensure you are covered adequately and affordably with coverage specific to your unique needs.

Home Insurance

When an unexpected disaster strikes your home, the last news you expect to hear is that you aren’t fully covered. Unfortunately, this happens quite often. From utility lines to rebuilding costs, our holistic approach ensures your unique protection needs are met—so there are no surprises later.

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Auto Insurance

Outside of homes, cars are frequently our most valuable possessions—they’re also constantly exposed to risks and losses totally out of our control, including lawsuits. Proper coverage for your vehicle ensures that when accidents happen you’re protected rather than surprised.

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Renters Insurance

When you rent or lease, your landlord’s insurance usually only protects the building itself—not your personal belongings. We’ll design coverage to protect your personal property and your lifestyle in case of disaster.

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Condo Insurance

The master condo policy typically protects only the shell of your unit, leaving your personal property and the unit’s interior at risk in an emergency. We’ll work with you to make sure you have the protection you need.

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Motorcycle Insurance

Motorcycles are expensive and constantly exposed to the risks of other drivers. Not only can your bike be destroyed, but the health impacts of an accident can be catastrophic. Our customized coverage ensures that you’re covered, so you can enjoy your ride.

RV Insurance

From family vacations to weekend adventures, an RV often contains a lot of the things—and the people—we love. With the added risk of other drivers, events beyond your control can be costly for you and those you hold dearest. We’ll work with you to ensure RV use and ownership can be as safe as it is rewarding.

Watercraft Insurance

Time on the water can be peaceful. It can be exhilarating. It can be dangerous. From the expense of your boat to the safety of you and your crew there’s a lot at risk. We’ll ensure that your unique risks are covered so you can leave your worries on dry land.

Rental Property Insurance

Renting your properties to tenants can expose you to a multitude of risks that quickly turn a profitable and rewarding adventure into financial ruin. You can’t count on your tenants’ renters insurance to protect you—the owner. We ensure that your full profile of risk is covered so that being a landlord can continue to be financially rewarding.

Valuable Possessions Insurance

Accidents happen. Stones fall out of diamond rings. Antiques break. Art gets stolen. And without coverage, you’re left with the bill. We’ll get you the protection you need for your most precious belongings in the event of theft, accident, or natural disaster.

Umbrella Insurance

Everyone has unique risks. Basic homeowners and auto insurance can feel like great coverage until a major life event exposes expensive gaps you weren’t prepared for. Umbrella insurance protects your financial future by providing coverage beyond your initial policies, ensuring you’re protected.

Flood Insurance

Floods happen. And whether or not you live in a high flood-risk area won’t matter when your home or possessions are damaged or totally destroyed. Flood insurance protects you in these tragic events so you can get on with your life.

Individual Life Insurance

You can’t put a dollar amount on your family, but you can ensure that their future is protected. While we can’t predict when the unexpected will happen, we’ll help keep you and those you love most covered when it does.

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Secondary Home Insurance

Your vacation property is supposed to be an amazing getaway from the daily grind—but that can change quickly in case of disaster. Secondary home insurance protects this significant investment from risk.