Employee benefits throughout the Susquehanna Valley.

The cost of benefits is rising significantly, while employees consistently seek more from their benefits packages. We can design an employee benefits program that makes sense for your company and your employees.

At BCF Group, we’ve created a unique approach to Employee Benefits that eliminates the traditional twelve month crisis management of healthcare. Through education, a long term view and our creative alternatives you become better educated about how to spend your healthcare dollar, and deliver better benefits to your employees and their families at less cost.

Prism Identify Chart

PRISM is a four-step process to design effective risk management solutions for you and your business. Our diagnostic, consultative system enables you to improve your risk profile, better protect your business and improve your bottom line.

Captive Health Insurance

Is saving on your organization’s healthcare costs important? If cutting costs and offering coverage is essential, a benefits captive health insurance could help change your bottom line in a big way.

Direct Primary Care (DPC)

Between referrals to specialists and low incentives for health outcomes for your employees, the traditional hospital system in many healthcare plans can be expensive. DPC is a cost-saving alternative that intimately connects your employees with their primary care provider to focus on their holistic health.

Health Rosetta

Healthcare costs are opaque—it’s impossible to shop prices and difficult to save when there’s no clear answer to “How much does it cost?” The Health Rosetta program exists to push back on costs and to create solutions directly between employers and providers—without the expensive layers of middlemen.

Group Health Insurance

Employees are the greatest asset of a business, and healthcare protects them. But at what expense? Healthcare costs are the highest they’ve ever been and rising. Our trusted advisors partner with you to find a unique solution specific to the needs of your business—to maximize care and minimize cost. 

Group Ancillary

There’s more to employee health than what’s covered in healthcare coverage. Whether it’s dental, vision, or life insurance coverage, adding to your group benefits package can be expensive. It can also attract and retain excellent employees. Find out your options. You might be surprised how affordable coverage can be.