Captive health insurance plans for your business.

Are you wondering if a benefits captive may help you reign in healthcare costs for your organization?

We answer with a resounding yes.

This creative approach will change your bottom line costs within your organization.

A benefits captive seeks to unite like-minded employers who want to better control healthcare costs by:

Are benefits captives a good solution for your business?

Employers are trying to find creative ways to contain costs, sidestep certain ACA requirements, and take control of their employee benefits. For many, the solution is self-funding.

Self-funding brings it set of challenges, mainly the need to purchase stop-loss insurance which often includes high deductible limits and premium rates that are far too onerous for businesses.

Enter benefits captives. A captive is a group of employers that unite to insure the medical risks of its participant organizations. They pool self-funded employers together to save on stop loss insurance. Benefits captives aren’t right for everyone, but they are a good option for an established employer willing to weed through the complexity and take the long view of benefits in order to contain costs.

Contact us to learn more, or visit Pareto Captive.